Understanding VA Loan Eligibility: What Veterans and Service Members Need to Know

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VA loan eligibility can seem like a maze, but it's really about your service time and duty status. For veterans, typically 90 days of active service during wartime or 181 days during peacetime qualifies. Active duty members need 90 days of continuous service. National Guard and Reserve members have slightly different rules, often requiring six years of service. The key is that you don't need a perfect credit score or a big down payment, but understanding these basic requirements helps you plan…