Small businesses can shop off-exchange through a broker, directly with...

https://collinnfmn145.theburnward.com/if-i-use-a-broker-do-i-still-need-to-read-the-plan-details-myself

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before weighing premiums, check that each plan includes your employees’ doctors and preferred hospitals in its provider network.