Small businesses can shop off-exchange through a broker, buy directly from a...

https://xeon-wiki.win/index.php/What_Should_I_Review_Besides_Premiums_When_Picking_a_Health_Plan%3F

Small businesses can shop off-exchange through a broker, buy directly from a carrier, or compare small-group plans. Some teams use an HRA instead. Before weighing prices, check whether employees’ doctors and hospitals are in each plan’s network.