Loans Below 55% LTV Attract the Best Rates, but Arrangement Fees Can Quietly Wreck the Deal
https://smoothdecorator.com/how-legal-fees-turn-small-loans-into-expensive-deals-a-numbers-first-guide/
When a Buy-to-Let Landlord Repriced Her Mortgage: Rachel's Story Rachel owned a flat worth £300,000 and had a mortgage balance of £170,000 - roughly 56.7% loan-to-value (LTV)