Friction is a dealbreaker. If an app takes too long to load, you have already...

https://www.sierrabookmarking.win/we-live-in-a-world-of-immediate-gratification-and-low-patience-if-an-app

Friction is a dealbreaker. If an app takes too long to load, you have already lost the user. People now expect fast loading and seamless mobile payments as a baseline