Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://jaredsmasterinsights.nexorafield.com/posts/when-should-a-freelancer-borrow-instead-of-sell-a-rolex

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender evaluates the piece and offers a loan, with funding possible in as little as 24 hours. Repay the loan to get the watch back.