After the bank renewal sat for days I finally shopped around

https://privatebin.net/?53eb190b7aace2de#GLu8Yb8Ap6z4V4PYo4bDDuJbEp9sFhMV1xT9iN7R4vpZ

After the bank renewal sat for days I finally shopped around, and a broker's comparison spreadsheet made the math at least understandable at midnight.